DETROIT — Chrysler is close to repaying its government bailouts.

The company has lined up investors to help it refinance $7.5 billion in loans from the U.S. and Canadian governments, three people briefed on the matter said Wednesday. Under the deal, the company would take out $2.5 billion in bank loans and sell $3.5 billion worth of bonds to investors. Italy’s Fiat, which has management control of Chrysler, would kick in $1.3 billion more to raise its stake in the U.S. carmaker.

The deal moves Chrysler closer to separating itself from the government, which was the only lender available to save the company when it nearly ran out of cash early in 2009. Chrysler would like to shed its image as a ward of the government, which has angered some potential customers who disliked the bailout. The refinancing also will dramatically cut Chrysler’s interest payments, which CEO Sergio Marchionne has blamed for holding down the company’s profits.

Details of the financing package are still being worked out and are scheduled to be finalized this morning, the people said. It’s likely that the money will change hands and the government debt will be repaid on Tuesday, said two of the people, all of whom asked not to be identified because negotiations are ongoing.

Chrysler took $10.5 billion from the U.S. government to survive two years ago, and it has repaid some of the money. The refinancing will allow Chrysler Group LLC to retire the remaining $5.9 billion balance on the loans, in addition to paying $1.6 billion to the governments of Canada and Ontario.

It also cuts the interest rate that Chrysler pays on the money to about 8 percent on the bonds and 6 percent on the bank loans from around 12 percent the governments charged per year, the people said.