QUESTION: I can’t seem to find my Social Security card. Do I need to get a replacement?ANSWER: In most cases, knowing your number is enough. But if you do apply for and receive a replacement card, do not carry that card with you.Keep it with your important papers.For more information about your Social Security card and number and for information about how to apply for a replacement, visit www.socialsecurity.gov/ssnumber.

QUESTION: My husband doesn’t have enough work under Social Security to qualify for Social Security retirement benefits or Medicare. But I am fully insured and eligible.Can he qualify on my record?ANSWER: Yes. The answer applies to husbands as well as wives.Even if your spouse has never worked under Social Security, he (or she) can, at full retirement age, receive a benefit equal to one-half of your full retirement amount. Your husband is eligible for reduced spouse’s benefits as early as age 62, as long as you are already receiving benefits.This column was prepared by the Social Security Administration.