Nearly one-third of the way into Pennsylvania’s fiscal year, the state’s budget impasse is beginning to hit home with a vengeance.

In Harrisburg, Democratic Gov. Tom Wolf and the Republican-controlled Legislature have not been able to agree on a 2015-16 state budget.

July 1 was the deadline to have the spending plan in place. That was 115 days ago. The lack of a budget has held up funding for key county services and school districts.

On Wednesday, the Butler County commissioners voted to seek a line of credit to help human services contractors who are struggling without pay because of the lack of a state budget.

The same day, Butler County Community College took the first steps to get its own $3 million line of credit. The college has already funneled $1 million in reserve funds from the college-run bookstore — essentially breaking open the piggy bank — to float BC3’s budget awhile longer.

This short-term lending comes with elevated rates of interest. And, while it’s been argued that the state will pick up the interest payments on these loans, it becomes a burden to the taxpayers — the ones who ultimately pays the interest.

It’s no small burden either. Across the state, the Philadelphia School District is approaching the point where it will have to borrow money just to make payroll. With 16,000 employees and 130,000 students, the district spends an average of $10 million a day. Interest on a short-term loan could double that, according to some estimates, although the district’s chief operating officer says the interest won’t exceed $2 million a day.

This same scenario is playing out in county courthouses and school districts across Pennsylvania.

It’s a dangerous path for a state that’s already struggling with a steadily declining credit rating. Admittedly, the first cut in the state’s credit rating was in reaction to the previous budget approved by Wolf’s predecessor, Tom Corbett, and the Republican Legislature. When Moody’s Investors Service cut the general obligation rating a full step in July 2014, it said the Corbett budget depended on one-time revenue fixes and failed to address rising pension costs.

Wolf had noble intentions when he first proposed his budget March 3. He felt certain his plan addressed the concerns that triggered Moody’s downgrade — and that justified his series of ambitious tax increases.

But March 3 was 128 days before the deadline; now it’s been 243 days total without any chance of approval from the Legislature. It might as well have been 1,243 days — the Wolf budget won’t pass. Its tax provisions are too ambitious. It’s egotistical for Wolf to continue believing he’ll get his way.

We’ve passed the point where the potential harm of this holdout becomes greater than the potential good. It damages school districts and colleges, contractors doing business with counties, and others when they have to borrow money because the state’s not paying them.

It’s long past the time to act in the interest of all Pennsylvanians and get a budget passed.