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AG charges Cranberry Township man with insurance fraud

A Cranberry Township man is facing charges from the Pennsylvania attorney general after reportedly receiving insurance reimbursements for using a ride service that doesn’t exist.

Blyth T. Smith, 62, was charged Tuesday, Nov. 5, with one felony count each of filing a fraudulent insurance claim and theft, and misdemeanor tampering with records following an investigation dating to February.

Police said Smith and his 2023 Chrysler 300 were in a three-vehicle crash Feb. 14 at the intersection of Peters and Franklin roads in Cranberry Township. Smith claimed he was injured and was seen at UPMC Passavant Hospital for two soft tissue injuries and other injuries to his back, neck and legs.

Police said Smith submitted an invoice on March 7 to State Farm Insurance for requesting reimbursement of $1,150 for utilizing a ride service from Feb. 14 to March 7. Smith said he utilized the ride share service from Allegheny Community Transportation instead of a rental car.

State Farm issued the payment March 10.

Smith submitted another invoice on March 18 requesting reimbursement of $550 for utilizing the ride service from March 8 to March 18. State Farm issued the payment the same day.

Smith submitted a third invoice on March 26 requesting reimbursement of $400 for utilizing the service from March 19 to 26. State Farm paid the $400 the same day.

State Farm’s Special Investigations Unit later flagged the reimbursements. Police said the invoices all looked generic, two invoices had the same invoice number, the phone number listed connected to an individual instead of a business and did not match the area code where the business should have been located.

Police later spoke with the owners of Allegheny Community Transportation, which dissolved in 2021. It was a trucking company that owned four trucks and hauled items such as steel, police said. All trucks were sold after the company dissolved.

Police also found the phone number on the invoices belonged to a Cranberry Township woman registered at the same address as Smith. Police said Smith admitted to creating the invoices but disagreed that the company had dissolved.

Smith explained to police that he had started a ride service called Full Spectrum Auto. Bank statements showed the received insurance reimbursements were deposited into an account for Full Spectrum Auto Care, of which Smith is the president, police said.

Smith’s preliminary hearing is scheduled for 9 a.m. Nov. 21 before District Judge Kevin Flaherty.

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