If you can’t do the time; don’t do the crime. That little ditty needs to be expanded to cover the idea that those who borrow money need to understand that it is an obligation that needs to be honored not something to be ignored.

Of all the things going wrong in this country — and most of them start at the top — people no longer being able to trust others — again starting at the top — is one of the most worrisome.

The latest ploy to buy votes is the forgive-and-forget plan meant to excuse debt obligations and allow people making $125,000 salaries to walk away laughing.

You want support on this bill? Take the cap down to $50,000 and we have something to talk about.

Put something in the bill that makes the poor, six figure-salaried, 22-year-old have to give back to the community and we have something to talk about.

There once was a stigma about filing bankruptcy or just not paying your bills. Now, this plan would do everything but throw a party for the offenders.

It is bad enough that people twist the laws that exist and get away with cheating hardworking people and companies, but let’s not make it even easier.

If this editorial sounds like a rerun, it is. Probably a year ago or more we sounded off about how wrong it was, and that was before the inflation took hold.

Nothing has changed for the better.

You borrowed the money. You knew the terms. You are smart enough to understand the obligation. The summer home and the fancy car can wait. Pay your bills first.

— RV