Barb, that is the problem. It's not the Welfare bums who this will affect. People without insurance go to the hospital, don't pay, then we who have insurance are stuck paying higher premiums. I don't like it either, but what are the choices? Ronald Reagan was the one who put the law through that you couldn't get turned away. Maybe that was a good thing, but it turned into a monster. People who chronically don't work are on Welfare and they get Medicaid. The lazy lugs will always have a free ride and they do now. It's the people who may have jobs, but not good jobs, all those laid off and those who get paid under the table who don't have insurance.