PHILADELPHIA — Beginning today, the applicants for Pennsylvania's fifth and final stand-alone casino license will try to make their own luck when they pitch their projects to state gambling regulators in Philadelphia.

Two of the applicants want to build casinos in downtown Philadelphia, while three others have proposed building near the sports stadiums in south Philadelphia. City officials have said they believe a downtown location has the greatest potential.

Today's session opens with Penn National Gaming's Hollywood Casino proposal. Regulators will also hear from a developer who wants to convert the former home of The Philadelphia Inquirer and Daily News into the $700 million Provence casino.

The other applicants will get their chance Wednesday and Thursday. The Pennsylvania Gaming Control Board expects to make a decision within a few months.

PITTSBURGH — US Steel is reporting a wider fourth-quarter loss on lower shipments and charges for restructuring costs and closing a plant.United States Steel Corp. said Monday that it lost $122 million, or 84 cents per share. That compares with a loss of $50 million, or 35 cents per share, a year ago.Revenue is down 5 percent, to $4.27 billion.The company says that excluding items such as restructuring and a tax benefit it would have earned adjusted profit of 27 cents per share.

SAN FRANCISCO — Apple's holiday season proved to be a disappointment even though the company sold a record number of iPhones and iPads.The fiscal first-quarter earnings released Monday topped analyst projections, but Apple sold fewer iPhones than Wall Street had been anticipating. Management also forecast revenue for the current quarter that fell below analysts' predictions. Those letdowns caused Apple's stock to shed $41.62, or more than 7.5 percent, to $508.88 in extended trading.The Cupertino, Calif., company sold 51 million iPhones during the three months ending Dec. 28. That marked a 7 percent increase from the previous sales record of nearly 48 million iPhones set a year earlier. But analysts were