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5 financial steps to take before marrying later in life

Getting married when you’re an older adult comes with complications: You and your spouse may have assets from years of working, and you may have children from previous relationships. Tying the knot could affect your Social Security benefits if you’re widowed or divorced. You will need to update estate documents and beneficiary designations, and you may even want to consider a prenuptial agreement.

Working together to create a financial plan that incorporates your new family structure is essential. Here are the steps you should take if you walk down the aisle in your later years.

1. TALK TO EACH OTHER

Before you marry at this stage of your life, have a frank conversation about money with your spouse-to-be — and consider involving a financial professional.

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