Somebody builds their house in the hollow by a creek and doesn't buy flood insurance. 20 years later, they have a sudden and unexpected flood. They loose everything. If you think I should pay for that, then maybe I should send you my car insurance bill. I might have a sudden and unexpected car accident, but I really don't want to spend the money to buy insurance. You are too funny!

I never said we don't have problems here. You started this conversation because, the very next day after the earthquake, you were tired of hearing about it. You compared Katrina and Etna to Haiti, not me. All I said was it was a ridiculous comparison.