Russell F. Bicker, a member of the Chairman's Cabinet Council, which consists of the top 50 registered representatives of the New York Life Insurance Co., has been a part of the Butler area for more than 35 years.

Beginning as a teacher in the Butler School District, he began his insurance and financial service business, Bicker Financial, nearly 20 years ago.

Bicker has a clientele of more that 4,000 individuals and businesses and provides professional, individual services and regular reviews to help these clients with their ongoing financial and estate planning needs.

Bicker was again named New York Life's Top Agent of the Year for 2004 for the Pittsburgh/Johnstown offices of the New York Life Insurance Co., a Fortune 500 company.

This award is based upon the highest production standards and continued support of existing clients.

He was honored by the corporation in Rome, Italy.

Bicker continues to accept "no-fee appointments" at 502 Stirling Village, Butler, for people interested in improving their financial needs and goals.

Most of his clients say they wish they'd started doing this 20 years ago.

Why should you find out more? Because you have a lot to gain and nothing to lose.

That is, unless you do nothing.